ဖီးလ်တက်ပီးအော်နေတာများ ချစ်စရာမမ ရယ်
Drawing on our personal research, our interactions with groups (each small and large), and the wider educational literature, we advise 5 steps to assist small groups to navigate the present-day landscape.
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1. Don’t rush your selections, however, do make plans
\r\n\r\nIt is simple to panic whilst hundreds are dying, the inventory marketplace is crashing, and unemployment is skyrocketing. Don’t! Research has proven that humans are much more likely to make errors whilst they're coins strapped and primed to reflect on consideration on economic stressors — a country that describes a variety of humans proper now. Here are a few techniques for making precise selections whilst the arena is in flux.
\r\n\r\nFirst, provide yourself time to determine. In the present-day weather, it may be tempting to expire and make large selections — to simply do something. Many marketers like motion and refuse to go away something sitting on their table whilst they could assist it. But that’s a terrible method whilst each day famous a chunk greater approximately how the Covid-19 disaster will play out. Everyone makes higher selections after they have higher data, and you'll have greater data the next day than you do today. Before making any large leaps, take a cooling off period — and perhaps even having a depended-on 1/3 celebration inclusive of a chum or colleague appearance over matters with you — would possibly assist you to keep away from doing something you’ll come to regret.
\r\n\r\nWhat you may (and must) do proper now could begin making distinctive contingency plans. These are overwhelming times, and “shopping my commercial enterprise” is a frightening task. But “Day 1: Call my landlord, Day 2: Sign up for a mortgage,” and so forth feels greater reasonable. Even higher is to assume via what you may do in 20 days if matters appear higher or worse. Research in social psychology and behavioral economics has documented the approaches wherein planning facilitates humans to acquire dreams. Break your large intention into smaller dreams and attention to accomplishing the ones.
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2. Get in line for the Paycheck Protection Program now
\r\n\r\nThe CARES Act Paycheck Protection Program (PPP) is presenting an unprecedented $349 billion bucks of mortgage help for small groups — a much-wished lifeline for many. And it’s now no longer only a mortgage: The Small Business Administration says that it “will forgive loans if all personnel is stored at the payroll for 8 weeks and the cash is used for payroll, rent, loan interest, or utilities.” In principle, this system ought to imply hundreds of thousands of greenbacks of resources for qualifying groups, however, our survey located that worries over eligibility, whilst the cash could arrive, and whether or not the mortgage could be forgiven had stopped many small commercial enterprise proprietors from applying. The program’s rocky rollout probably hasn’t soothed those anxieties.
\r\n\r\nWe’ll reduce to the chase: If you’re considering applying, you must do it now. The cash is being channeled via the banks and they're already swamped. One predominant financial institution reviews a queue of 100,000 small groups requesting cash. All of the banks that we've got talked to mention that they're prioritizing their everyday clients. That’s why you must follow up immediately. You can take a while to determine whether or not you need the cash later, as soon as they’ve supplied you with a mortgage.
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3. Figure out how your clients’ desires have changed.
\r\n\r\nThis Covid-19 pandemic is a surprise for the complete world. Almost all of your clients’ lives are more extraordinary than they have been a month ago, and they may in all likelihood be extraordinary once more in six months. They might also additionally in no way be the same. Your short-time period coins go with the drift relies upon on presenting them with items and offerings all through the disaster. Your long-time period viability relies upon on expertise how their desires could be extraordinary whilst the pandemic is over.
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The first component to recall is that humans are constructing new behavior proper now. There are hundreds of thousands of remoted families whose regular workouts had been upended, and similar to them you need to test in case you need to stay part of their lives. Some eating places are presenting takeout consolation food, even supposing they generally simply serve of their eating rooms. Retailers are emphasizing online experiences. Your clients don’t want vapid electronic mail approximately the way you care approximately them, however, they do want leisure and luxury and hope. Some in their new behavior will persist after the pandemic, this means that it's miles in particular vital with a purpose to discern out the way to maintain to provide offerings that supply cost all through the disaster.
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4. Do a few sensible accounting.
\r\n\r\nPerhaps you may reinvent your commercial enterprise and maintain sales up all through the pandemic. Perhaps you may thrive withinside the post-pandemic world. But maximum groups are struggling enormously, and after you’ve looked for innovative answers and feature given yourself time to plan, you’re probably going to want to make a few tough selections.
\r\n\r\nFirst, try and shape sensible estimates of your coins to go with the drift each all through and after the pandemic. Compare that money go with the drift together along with your constant prices and with the one's prices that you may reduce. Remember that once in a while it makes feel to reduce the greater bendy prices early, so you can nevertheless maintain paying the greater important prices later.